Terms & Conditions

Last Updated: February 19, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website, services, communications, training programs, and technology platforms (collectively, the “Services”) provided by MeridianLight LLC (“Company,” “we,” “us,” or “our”).

By accessing or using the Services, you agree to be bound by these Terms.

1. Nature of Services

MeridianLight LLC provides training, mentorship, and business support systems for individuals pursuing opportunities within the insurance industry as independent contractors.

Participation does not create an employer-employee relationship. Individuals are responsible for licensing, regulatory compliance, and business activities.

2. SMS Communications (Program Description)

MeridianLight LLC may send SMS text messages to individuals who provide express consent through website forms, registrations, or scheduling tools.

SMS messages may include:

• Interview scheduling

• Application and onboarding updates

• Training reminders

• Recruiting and administrative notifications

Message frequency varies based on applicant activity.

Message and data rates may apply.

3. Opt-Out Instructions

You may cancel SMS communications at any time by replying:

• STOP — to unsubscribe

• HELP — for assistance

After sending STOP, you will receive a confirmation message and will no longer receive SMS messages unless you opt in again.

For support:

• Email: [email protected]

• Phone: (602) 596-3582

• Website: https://meridianlightgroup.com

4. Communications Consent

By providing your phone number, you consent to receive informational and recruiting-related communications via SMS, phone, or email from MeridianLight LLC.

Consent is not a condition of purchase.

5. Message & Data Rate Disclosure

Standard message and data rates may apply for messages sent to and from your mobile device. Contact your wireless provider for plan details.

6. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

7. Age Restriction

The Services are intended only for individuals 18 years of age or older. We do not knowingly collect information from minors.

8. No Employment or Earnings Guarantee

MeridianLight LLC does not guarantee employment, income, commissions, or business success. Results vary based on individual effort and external factors.

9. User Responsibilities

You agree to:

• Provide accurate information

• Use Services lawfully

• Comply with licensing and regulatory requirements

• Respect intellectual property rights

10. Intellectual Property

All content, branding, systems, and materials are the property of MeridianLight LLC and may not be reproduced without written permission.

11. Third-Party Services

Our Services may rely on third-party platforms and infrastructure providers. MeridianLight LLC is not responsible for outages or practices of third-party systems.

12. Disclaimer of Warranties

Services are provided “as is” without warranties of any kind, to the fullest extent permitted by law.

13. Limitation of Liability

MeridianLight LLC shall not be liable for indirect, incidental, or consequential damages arising from use of the Services.

14. Indemnification

You agree to indemnify and hold MeridianLight LLC harmless from claims resulting from misuse of the Services or violation of these Terms.

15. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Arizona. Disputes shall be resolved through binding arbitration in Arizona where permitted by law.

16. Privacy Policy

Your use of the Services is also governed by our Privacy Policy:

👉 https://meridianlightgroup.com/privacy

17. Changes to Terms

We may update these Terms at any time. Continued use of the Services constitutes acceptance of updated Terms.

18. Contact Information

MeridianLight LLC
878 E. Carla Vista Dr., Gilbert, AZ 85295, United States
Email: [email protected]

© 2026 MeridianLight LLC. All rights reserved.